Six Ways to Save Money

When flying, schedule very early morning flights or holidays. You’ll save at least 10% flying on these non-peak times. Also, traveling on a Tuesday or Wednesday can save you 5-25 percent over other days of the week.

Make your donation dollars go further. Research your charity on charitynavigator.org. Focus your support on one charity, instead of scattershooting. Charities spend many promotional dollars contacting previous donors, so if you only plan to donate once, ask the charity to delete your name from the database.

Replace your old appliances. The money you spend now versus later on replacing old energy-efficient appliances is significant when you consider how much wasted energy you’ll spend until it finally breaks down. You can donate older-model, working appliances for a tax credit, instead of sending a broken down model to the dump. Look for government rebates for purchasing new green appliances.

Take advantage of free credit reports. You’re entitled to three a year—one from each bureau—yet only 4 percent of reports are claimed, according to smartcredit.com. Mistakes on your report could cause you to pay higher interest rates on loans, credit cards and mortgages.

Use your local library. You’d be surprised how many current CDs, DVDs and best-selling books you can find. For free.

Mail-in rebates beware. The National Consumers League estimates at least 45% of mail-in rebates go unclaimed—and that’s their most conservative estimate. Send away for rebates the day you make a purchase while you have the form, receipt and appropriate documentation handy.

Find six more ways to save money on the SUCCESS Blog.

From Seeds of Success Ezine.